Educação financeira escolar na EJA: discutindo a organização orçamentária e a gestão de pequenos negócios informais

Abstract

The current research was developed with a group of young and older adults (EJA, in Portuguese) from a state public school in the state of Rio de Janeiro, precisely located in the North Zone of the city of Rio de Janeiro. The research proposed, through four didactic guidelines, the development of abilities in the students that would allow them to either manage or start their own informal business. The proposal was based on Silva and Powell’s (2013) School Financial Education. The first guideline intends to bring reflection about the topic of money management, emphasizing the importance of using a cost control spreadsheet as a strategy to financial organization. The second one presents a tool from the Administration field, which has the aim of contributing to financial planning not only as a way of minimize costs but also to foster a conscious money management. The third guideline questions the process of pricing the products they make. The fourth and last guideline presents an experimental product fair in which they simulate sales of their products. All the guidelines approach topics related to consumerism and daily practices of consumption. The research sought to emphasize the students’ needs and desires in an objective way in order to have more control over them.